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Our Services Include:

Organizing health insurance paperwork

Assisting with the transition to Medicare, including research & consultation on personalized Medicare Insurance Options

Filing & appealing claims

Verifying bill accuracy

Negotiating settlements on provider balances

Working with insured & uninsured clients

Communicating with providers & insurance companies to resolve claims

Tracking bills & payments to comply with a court order, divorce decree, etc.

Assisting with Estate Settlement & medical bill negotiation for trustees, individuals, guardians, and families.

Managing ongoing claims for patients with special needs, & chronic or serious acute conditions.

Learn How Your Medical Claims Expert Can Help!

Contact Via EmailCall (210) 821-5566

Who Uses Our Services?

Individuals, families, adult children of aging parents, people with disabilities and their families—anyone with a medical, disability, or long term care insurance claim or provider bills.

Elder law, probate and family law attorneys, guardians, accountants, Trust officers, Social Workers, and Physicians are clients and also refer clients to Your Medical Claims Expert.

Located in San Antonio, Texas, we serve clients throughout the United States and internationally. Email or phone now to begin getting relief from claims issues!

“With the Medicare sign up deadline looming, significant medical needs, and little time to do research myself, I called Tamara, and was immediately reassured by her professionalism, her can do attitude, and her action plan. She said, “We’ll talk to go over all your medications, get a sense of your medical needs, and I’ll research which plan will give you the best coverage.” And this she did, making the decision process effortless. I will recommend her highly to anyone looking for help in navigating the Medicare and insurance coverage labyrinth. The other thing that I’d add is that Tamara is a delight to talk with; she’s funny and witty while maintaining a professional, competent attitude.”

Cathy Leary, Ph. D.


“Tamara has a wealth of knowledge on provider bill negotiations, claims issues, and Part D selection. When my clients work with her they feel a great amount of certainty and confidence and feel they have a strong advocate on their side. Tamara is compassionate and trustworthy. I highly recommend her to all.”

Shanon Wood-Hajali

Agency Owner, Insurance Resolutions

“After months of trying to resolve conflicting information from a large bureaucracy, I consulted several experts who were not able to solve the problem or answer my questions. Tamara came up with a brilliant solution to resolve the issue. I’m delighted to recommend her not only for her Medicare and medical claims expertise, but also for her creative problem solving skills.”

Betty Cavender

San Antonio, TX


Meet Tamara

Tamara Apgar’s diverse professional background has been the “perfect university,” preparing her with the multiple skills necessary to serve clients as an outstanding medical claims expert. A former financial planner, educator, and advocate for persons with disabilities, Tamara has strong analytical, problem solving, and communication skills. Her understanding of the importance of the bottom line is tempered with professional courtesy, excellent communication skills, emotional intelligence and perseverance.

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